Medicaid attorneys can provide invaluable help in making a plan for nursing home care. According to the Wall Street Journal, you have around a 40 percent chance of needing nursing home care if you have reached the age of 65, and a 25 percent chance of needing care in a nursing home for at least five years.
You don’t want to have to make decisions about care in an emergency situation after you have decided you can no longer live alone. You also don’t want your family to be forced to make care decisions in an emergency. And, in some cases, it would be too late to take the steps that you would have needed to take to protect yourself when you must go into a nursing home if you have waited until the time for care is imminent.
Instead of putting yourself and your family in a difficult situation by waiting too long to make a plan for nursing home care, you should reach out to Eghrari Wealth Training Law Firm today. Our legal team will work closely with you to help you in many ways to make your plans for your care and to make sure you can afford to pay for it. In particular, three key ways that Medicaid attorneys can help you to make a plan for nursing home care include the following.
Researching High-Quality Nursing Homes That Accept Medicaid
You want to make certain that you have found the right nursing home for you before you actually require care in a nursing home facility. If you have not done your research in advance, your loved ones may be calling around to find a nursing home with an open bed when you get sick or hurt and cannot live independently any longer. There may be limited time to research whether the nursing home is a good one or not, and there many be limited time to review the nursing home admissions paperwork to make certain that your rights are protected.
You should contact Eghrari Wealth Training Law Firm well in advance of the time you need nursing home care. We can help you to research homes for past problems, check out nursing home ratings, and make sure that a care facility you are considering is one that will accept Medicaid to pay for the costs of your care.
Helping You to Understand Medicaid Coverage Rules
Another key way that Medicaid attorneys help you is to understand Medicaid rules for nursing home care payments. Medicaid is one of the only sources of payments for nursing home services. Medicare and most private insurers won’t pay for you to move into a nursing home when you need custodial care, or routine care because you can’t do activities of daily living like showering or bathing. Medicaid does pay for both nursing home care and long term care at home, but only if you qualify. Eghrari Wealth Training Law Firm will assist you in understanding the circumstances under which you can get Medicaid to pay for your nursing home care or long term care services.
Helping You to Get Covered
In addition to other eligibility rules, Medicaid has limits on the value of assets you can own while qualifying to get covered. You do not want to end up needing Medicaid and not being able to get it because you have too much money or property. This could lead to a situation where you have to spend your personal wealth until Medicaid covers you. You should try to keep your wealth safe by working with a Medicaid attorney who can help you to structure ownership of assets so those assets don’t count against you when determining eligibility for Medicaid benefits. This will allow you to preserve your legacy while getting covered.
Getting Help from Medicaid Attorneys
There is too much at stake – including both your personal security and your financial security – to wait to get help or to avoid making a nursing home plan. You should reach out to Medicaid attorneys at Eghrari Wealth Training Law Firm today to find out how our firm can assist you with the creation of a comprehensive nursing home plan and a comprehensive plan to get Medicaid to cover the cost of your care.
To find out how our legal team can help you, join us for a free seminar to learn about the Medicaid and nursing home planning services that we offer. When you are ready to begin the process of making your personalized Medicaid plan, give us a call at (631) 265-0599 or contact us online at any time for help.