Elder Law

Most seniors will need help with their day-to-day needs eventually, and Medicare does not pay for long-term care. Medicaid does pay for living assistance, but you have to take certain steps to protect assets if you are aiming toward Medicaid eligibility. Need-Based Health Insurance As most people are aware, Medicaid is a need-based government run health insurance program. Since the program is intended for people with financial need, there is an asset limit of $2000. If you are applying for …

Nursing home costs would be looming large when you attain senior citizen status. Many people are not aware of the fact that Medicare does not pay for long-term care, and nursing homes are very expensive. If you have taken good care of yourself and you enter your senior years in good health, you may assume that you will never need long-term care. In fact, your positive decision-making could increase your longevity. The older you get, the more likely it is that you will need long-term care. In …

Before we look at the Medicaid Community Spouse Resource Allowance, we should explain why Medicaid could be relevant to you, even if you will qualify for Medicare at the age of 65. Most people are aware of the fact that Medicaid is a government run health insurance program that is in place to provide coverage for people with very limited financial resources. If you are going to qualify for Medicare, you would not need Medicaid at first, and you probably wouldn't qualify if you have …

You may wonder why you would ever want to qualify for Medicaid if you are going to be eligible for Medicare coverage when you reach the age of 65. After all, these are both health insurance programs. If you have Medicare coverage, you would not need Medicaid, and you would not qualify anyway because you will retire with resources. While the above is true on one level, many senior citizens do attempt to qualify for Medicaid. This is because of the fact that Medicaid will pay for living …

There is a very significant gap when it comes to Medicare coverage. Most seniors will qualify for Medicare when they reach the age of 65, but Medicare will not pay for long-term care. This is the type of care that you would receive if you eventually need help with your activities of daily living. Long-term care is looked upon as custodial care rather than medical or convalescent care, so Medicare will not cover these expenses. What is the solution? For many people, the long-term care solution …

Before we look at the matter of legal fees, we should explain what elder law attorneys do, and why you may want to discuss the future with one of these attorneys. Elder law attorneys focus on legal matters that are particularly relevant to senior citizens. There are certain eventualities that you may face when you attain senior citizen status, and elder law attorneys help people prepare for them in advance. Living Assistance It can be hard to wrap your head around the possibility of …